The URS 401(k) lets you contribute pre-tax dollars that grow tax-deferred until they're withdrawn.

Three types of contributions are typical: 1) Your employer contributes; 2) Your employer matches your contributions; 3) You contribute.

You may also roll over funds from other retirement plans into your 401(k). They include other 401(k) or 457(b) plans, or 403(b) accounts, as well as Traditional IRAs.

The advantage to you is that contributions grow tax-deferred until they're withdrawn (typically in retirement). Deductions from your paycheck are taken before taxes (see specific details).

Most Utah public employees, including those of the State of Utah, are eligible. Check with your employer or log into myURS.

Enroll now in a URS 401(k)

URS 401(k)/457 Loan Program

URS 401(k) General Summary