Your Decision, Your Way

Whatever your style of learning, URS is here to help you understand your Tier 2 retirement options.

As a new URS member, you have a choice between two retirement options:

  1. The Tier 2 Hybrid Retirement System combines a pension and 401(k).
  2. The Tier 2 Defined Contribution Plan is a 401(k) plan.


» Choose Your Path provides a brief overview.
Tier 2 Public Employees
Tier 2 Public Safety & Firefighters

» Comparing Tier 2 Plans gives you a detailed comparison


» Hybrid or DC? A Quick Overview

» Hybrid or DC? A Detailed Look


Tier 2 Choice webinars explain your options. Archived webinars are also available.

» See Schedule


We frequently visit employers across Utah for regional Tier 2 New Hire Presentations.

» See Schedule


A Retirement Planning Advisor will help you choose the right Tier 2 option for you. Schedule a free session at myURS.

» Learn More

Via Phone

We look forward to answering your questions. Call weekdays between 8 a.m. and 5 p.m., 801-366-7770 or 800-695-4877.

Video: Hybrid or DC? A Quick Overview

"Mike the Retirement Guru" gives you the basics

Video: Hybrid or DC? A Detailed Look

A New Hire's Guide to Understanding Your Decision

URS ViewPoint

Stay up to date with the latest news and information about your benefits. Download the newsletter for active URS members.

Access Your Accounts

Create a myURS account to manage accounts, change beneficiaries, and more.


Learn more about your benefits with our publications and training.