As a new Tier 2 member, you have one year from your URS enrollment date to choose either the Hybrid Option (pension) or the 401(k) Option. Here are some simple first steps to make your Tier 2 Choice.

1) Create a myURS Account

This is how you access and manage your URS benefits.

» Create your account here

» This video shows how to create an account

» This video shows how add beneficiaries (a critical first step)

2) Learn About Your Tier 2 Choice

Videos:

» Hybrid or 401(k)? A Quick Overview

» Hybrid or 401(k)? A Detailed Discussion: Tier 2 Public Employees | Tier 2 Public Safety and Firefighter

Publications:

» Make Your Choice Brochure: Tier 2 Public Employees | Tier 2 Public Safety and Firefighter

» Comparing Tier 2 Plans

Webinar:

Join a live presentation and ask questions to get a deeper understanding of your two retirement choices.

» See webinar schedule

3) Learn About Savings Plans and Enroll

Save more of your own income and boost your retirement in any of our four URS Savings Plans (availablity may vary by employer).

» Be sure to take advantage of any matching contribution your employer offers.

» The Roth IRA is often a good option for employees early in their careers. Pay taxes now and get tax-free withdrawals in the future. 

» See this video for more details about URS Savings Plans and investments.

» Consider rolling over old retirement accounts to URS. Learn More

4) Schedule a One-on-One Consultation

Still have questions? Schedule a virtual or in-person Individual Retirement Planning Session.

» Learn more about Individual Retirement Planning sessions and how to register.