As a new Tier 2 member, you have one year from your URS enrollment date to choose either the Hybrid Option (pension) or the 401(k) Option. Here are some simple first steps to make your Tier 2 Choice.

1 Create a myURS Account

This is how you access and manage your URS benefits.

» Create your account here.

» This video shows how to create an account.

» It's important to name your beneficiaries.

2 Learn About Your Tier 2 Choice

Videos:

» Hybrid or 401(k)? A Quick Overview

» Hybrid or 401(k)? A Detailed Discussion: Tier 2 Public Employees | Tier 2 Public Safety and Firefighter

Publications:

» Make Your Choice Brochure: Tier 2 Public Employees | Tier 2 Public Safety and Firefighter

» Comparing Tier 2 Plans

Webinar:

Join a live presentation and ask questions to get a deeper understanding of your two retirement choices.

» See webinar schedule

3 Learn About Savings Plans and Enroll

Save more of your own income and boost your retirement in any of our six URS Savings Plans (availablity may vary by employer).

» For an overview of your options, read URS Savings Plans Beginners Guide.

» For a deeper drive and to ask questions, attend this webinar.

» To see how to enroll online, watch this video.

» Be sure to take advantage of any matching contribution your employer offers.

» Consider rolling over old plans to URS. See how.

4 Schedule a One-on-One Consultation

Still have questions? Schedule a virtual or in-person Individual Retirement Planning Session.

» Learn more about Individual Retirement Planning sessions and how to register.