URS is adding the Roth 401(k) and Roth 457(b) to our Savings Plan lineup. Employers can choose whether to offer these plans, which will be available after AUREUS launches.

To adopt them, simply fill out a Roth 401(k)/457(b) Designated Roth Service Agreement Form and return it to URS. We must receive your form by March 6, 2026 in order to have them available to your employees when AUREUS launches on March 30, 2026.

The Roth plans work like our current 401(k) and 457(b) plans, with one key difference: Contributions are made with after-tax dollars, and qualified withdrawals in retirement are tax-free. This can be especially advantageous if you expect to be in a higher tax bracket in retirement.

Here are a few ways the new Roth plans may benefit employees:

» Higher limits for tax-free savings: Contribution limits for Roth 401(k) and Roth 457(b) are much higher than Roth IRA limits, and each plan has its own separate annual limit.

» No income limits: Unlike Roth IRAs, higher-income earners can still contribute.

» More flexibility: More ways to optimize your tax and withdrawal options to fit your individual circumstances.

Free Employer Webinar

What are Roth 401(k) and 457(b) plans? How can they benefit my employees? How do I offer them? Join us in January for one of three employer webinars addressing these questions and more.

Tuesday, January 13, 2026, 3:30-4:30 p.m. | Register

» Watch Recorded Webinar