Contribution Limits and Employee Education

There are limits to how much employers and employees can contribute to a savings plan each year. If you offer multiple defined contribution plans, track employer and employee contributions across plans, especially if you offer options not administered by URS. While our office notifies employees of any excess contributions made to URS Savings Plans, we are unable to monitor contributions made to plans outside of URS.

Employees are responsible for consequences resulting from exceeding IRS limitations. Educating your employees on contribution limits and matches can help ensure they don’t contribute too much or too little. URS offers many educational tools that can help your employees make informed decisions about their benefits. Encourage them to research our publications and to take advantage of free seminars and individual retirement planning sessions.

2017 Contribution Limits

Plan Maximum Employee Contributions

Employee Catch-up Contributions

(age 50+)

Employee Contribution Limit

(under age 50/   age 50+)

Employee and Employer Combined Contribution Limit

401(k)/403(b) $18,000 $6,000 $18,000/$24,000 $54,000
457 $18,000 $6,000 $18,000/$24,000 $18,000/$24,000
Traditional IRA/Roth IRA $5,500 $1,000 $5,500/$6,500 NA

URS Employer Event

Thanks for attending the URS Employer Event on March 16! Here are videos of the speakers.


URS Employer Line:
801-366-7318 or 800-753-7318

Find Your Retirement Planning Advisor and Employer Relations Representative

Find Your Advisor

Use this map to find the Retirement Planning Advisor assigned to you.

Get the Inside Story

Check out the latest URS employer newsletter. See Employer Publications