Publications

Questions about your benefits? Find answers in our online library.

Publications

Annual Comprehensive Financial Report
(current and previous issues)

URS Annual Comprehensive Financial Report 2025
URS Annual Comprehensive Financial Report 2024
URS Annual Comprehensive Financial Report 2023

» Archives

Periodicals
(current and previous issues)

Viewpoint - Magazine for Active Members: Summer 2026Viewpoint - Magazine for Active Members: Summer 2025
Viewpoint - Magazine for Active Members: Summer 2024
Cycles - Magazine for Retired Members: Summer 2026
Cycles - Magazine for Retired Members: Summer 2025
Cycles - Magazine for Retired Members: Summer 2024

Summary Annual Report to Members
(current and previous issue)

Summary Report to Members 2025
Summary Report to Members 2024
Summary Report to Members 2023

Reports and Stats

Actuarial and Other Reports

Pension Basics

Pension Basics: Tier 1 Noncontributory
Pension Basics: Tier 1 Contributory
Pension Basics: Tier 1 Firefighters
Pension Basics: Tier 1 Public Safety

Tier 2 Basics

Tier 2 Basics: Public Employee Hybrid Option
Tier 2 Basics: Public Employee 401(k) Option
Tier 2 Basics: Public Safety & Firefighter Hybrid Option
Tier 2 Basics: Public Safety & Firefighter 401(k) Option

Pension Highlight Brochures: Tier 1

Tier 1 Noncontributory
Tier 1 Contributory
Tier 1 Public Safety
Tier 1 Firefighters
Tier 1 Judges
Tier 1 Governors and Legislators

Pension Highlight Brochures: Tier 2

Tier 2 Public Employees
Tier 2 Public Safety & Firefighter
Tier 2 Elected Officials Defined Contribution Plan

Retiring Soon

Preparing to Retire
Retirement Guidebook: Tier 1
Retirement Guidebook: Tier 2
Steps to Retirement Checklist
Post-Retirement Employment brochure
Partial Lump-Sum Option (PLSO)
Purchasing Future Service Credit
Purchasing Future Service Credit Checklist
Purchasing Service Credit
Retirement Lifestyle Worksheet

Tier 2 Decision

Comparing Tier 2 Plans

Make Your Choice: Tier 2 Public Employees

Make Your Choice: Tier 2 Public Safety and Firefighters

Other

Refund of Member Contributions
Special Tax Notice Regarding Plan Payments

Domestic Relations Orders (Model) - Defined Benefit

Savings Plans

URS Savings Plans Beginners Guide
Investment Options and Savings Plan Overview
Roth and Traditional IRAs Guidebook
401k Savings Plan Summary Plan Description
457(b) Savings Plan Summary Plan Description
Tier 2 Elected Officials Defined Contribution Plan
URS 401(k)/457(b) Loan Program

Investment Fund Fact Sheets
Charles Schwab PCRA Self Directed Brokerage Account
Charles Schwab PCRA Pricing Guide
Special Tax Notice Regarding Plan Payments
URS Roth and Traditional IRA Disclosure Statement
Domestic Relations Orders (Model) - Defined Contribution
Domestic Relations Orders (Model) - Defined Benefit

Utah Code

URS History

Utah Retirement Systems - A History in Miniature

New Employees

If you hire new employees not covered by Social Security

An Innovative Solution

URS is changing the way we do business by developing an innovative record keeping system. Learn some of the ways AUREUS will make your life easier.

2026 Employer Event

See videos of our 2026 Employer Event.

PEHP For Employers

Register new hires and access information about your group's benefits.

New Employees

If you hire new employees not covered by Social Security

An Innovative Solution

URS is changing the way we do business by developing an innovative record keeping system. Learn some of the ways AUREUS will make your life easier.

2026 Employer Event

See videos of our 2026 Employer Event.

PEHP For Employers

Register new hires and access information about your group's benefits.