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Terms and Conditions

This calculator is designed to help you create an estimate of what you may receive in retirement benefits. We hope it is a useful tool in your retirement planning, but it has certain limitations.

When using the calculator, you need to input certain information. Please note that the estimate will be based on the information you input and will only be as accurate as the information that you input.

One of your inputs will be "Years of Service at Retirement." You may want to refer to your most recent URS Annual Retirement Statement to obtain an estimate of your current service credit. While reasonable efforts have been made to ensure the accuracy of annual statements, please note that your service credit and benefits are not confirmed until they have been audited by a URS employee.

To help you get an idea of what this future benefit will be worth in buying power today, select "Yes" to the "Adjust for Inflation" question and enter an inflation rate.

You should not rely solely on estimates, including estimates from this calculator, in making retirement or employment decisions. Estimates do not contain legal, financial, investment, or tax advice and cannot be construed as such or relied upon for those purposes. Each retirement system administered by URS has its own requirements and formulas, which are affected by the facts and circumstances of your individual situation. Remember, this calculator estimates your future benefits, based on the information that you input. You should consult your own financial, tax, or legal advisor to determine how retirement or employment decisions will complement your financial situation and investment goals and to determine the effect of federal and state tax laws on your particular situation. Before making any final decisions regarding your retirement benefits, you should also contact the URS Retirement Department. To learn more about your retirement benefits and eligibility, go to Also, URS offers seminars as well as individual retirement planning sessions to help you plan for a better future.

You may find more information about these seminars and individual retirement planning sessions and to register, log into your myURS account and click on the Education tab.

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