URS Retirees Share Their Stories | Debi Mofford

A 'Second Childhood,' Thanks to URS

Grandkids, getaways, and freedom that feels like childhood – URS benefits give her the peace of mind to enjoy it all.

“This is my new childhood. URS is paying the bills now, and I just get to live.”

Debi Mofford sees retirement almost like a second childhood, thanks to URS. “This is my new childhood,” she jokes. “URS is paying the bills now, and I just get to live.”

After 31 years of service at Utah’s WCF Insurance, Debi retired in 2022 at age 58. Thanks to her URS pension, she did so with confidence and without financial stress. “It’s a security blanket,” she said. “I don’t have to worry about market downturns. I don’t have to constantly pull from investments. My pension covers my expenses — and that gives me real freedom.”

From Racing to Meetings to Grandson’s Races

From Day 1 of retirement, Debi embraced that new freedom. She no longer sets an alarm or rushes to meetings. Instead, she spends time traveling, trying new hobbies, and staying socially connected. She visits her grandchildren often — including trips to watch her grandson race motocross—and regularly gets together with friends for hikes, pickleball, and monthly lunches.

“I thought I might get bored,” she says. “But the days fly by. I’m doing everything I never had time to do when I was working.”

URS Pension ‘Made All the Difference’

Looking back, she sees the URS pension as the key that unlocked a full, free life. “It’s a luxury a lot of retirees don’t have. And for me, it’s made all the difference.”