URS 401(k) Plan
Video: 401(k) and 457 Basics
“Mike the Retirement Guru” breaks it down
Lower your tax bill now!
The URS 401(k) Plan lets you contribute pre-tax dollars that grow
tax-deferred until they're withdrawn.
Three types of contributions are typical: 1) Your employer contributes; 2) Your
employer matches your contributions; 3) You contribute.
You may also roll over funds from other retirement plans into your 401(k). They
include other 401(k) or 457 plans, or 403(b) accounts, as well as Traditional IRAs.
The advantage to you is that contributions grow tax-deferred until they're withdrawn
(typically in retirement). Deductions from your paycheck are taken before taxes
Most Utah public employees, including those of the State of Utah, are eligible. Check with your employer or go
to Online Enrollment.