401(k) and 457 Benefits

• Convenient, automatic payroll deductions.
• Eleven investment options.
• Tax deferred savings.
• Increase or decrease contributions as often as every pay period (subject to employer limitations).
• Roll over funds into any eligibleplan or IRA upon termination or retirement.
• Upon death, funds transfer to beneficiary.
• Immediate vesting.
• No sales commissions - more of your money is working for you.
• No minimum contribution required.
• Anticipated higher returns than a conventional savings plan.
• Access to your account 24 hours a day with the automated phone system (IVR phone tree) or online by logging into myURS.
• 401(k)/457 loan program