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Unit Values and Rates of Return as of November 19, 2009

                                Value Change    % Change      Quarter-    Year-
                                    from          from        To-Date     To-Date
Investment Options  Unit Value    Prev Day      Prev Day      Return      Return   
INCOME             17.689960     0.001051       0.0059%       0.31%       2.24%
BOND               20.343803     0.027035       0.1330%       1.56%      15.95%
BALANCED           33.989972    -0.301488      -0.8791%       2.71%      25.14%
LARGE CAP VALUE    14.287372    -0.231289      -1.5930%       2.49%      28.64%
LARGE CAP INDEX    72.950995    -0.984506      -1.3315%       3.84%      23.62%
LARGE CAP GROWTH   10.223658    -0.138623      -1.3377%       4.28%      30.80%
INTERNATIONAL      27.242700    -0.476995      -1.7207%       1.56%      28.42%
SMALL CAP          18.954748    -0.465871      -2.3988%      -3.35%      27.30%
SHORT HORIZON      19.316105    -0.087602      -0.4514%       1.46%      18.04%
MEDIUM HORIZON     18.510470    -0.160331      -0.8587%       2.01%      22.58%
LONG HORIZON       17.232599    -0.227244      -1.3015%       1.96%      25.09%
GROUP ANNUITY      18.587199     0.000000       0.0000%       0.37%       3.96%

                                 THESE RATES OF RETURN ARE UNAUDITED

This information is also available by telephone at (801) 366-7720 or toll-free (800) 753-4015. Due to server problems or other circumstances beyond our control, this page may not always be updated as promptly as we'd like, so if we don't have the current day's information, try the telephone numbers listed above.

1,3,5,and 10 year 401(k) and 457 Rates of Return

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